Who we are & what we do

Reasons to choose our services

Property damage insurance claims

Personal stories of our excellent services

Numbers, Maps & Directions

At Advocate Public Adjustment, L.L.C. we provide a wide array of services to protect you and your home.

We provide:

Residential Services - We will handle each and every aspect of your homeowner insurance claim. You do not need to get separate estimates from contractors.  Our knowledge of construction industry practices and pricing is an essential part of why Advocate Public Adjustment, LLC is the best firm to handle your claim.  Don't worry about your damaged contents an Advocate representative will inventory every damaged item and assign its correct value. We are prepared to handle your claim professionally from start to finish.

Condominium Services - Condominium losses can be difficult to interpret for many homeowners. There are many aspects including determining the responsibilities of the unit owner versus the condominium association. We will help you understand your master policy as well as your secondary policy, as well as help you handle management companies, associations and agents-all who are involved in the home owners insurance claim process and its outcome.

Rental and Vacation Home Services - Whether damage sustained is related to tenant destruction, vandalism, water damage from pipe breaks or storm damage, we can help you file a homeowner insurance claim that will help you recover the money to make the needed repairs.  

 Commercial Services – Besides physical damage to buildings and business contents, commercial property losses often include your loss of income as well as rental income. Advocate Public Adjustment, LLC works closely with CPA’s to assist us with the technicalities of such claims. We will interpret your commercial insurance policy’s language in order to make claims for each aspect of your loss.

 Assistance with Pricing Disputes – If you are having difficulty agreeing on the amount of your loss, as your named appraiser, we can intervene and take control of your claim. Most insurance policies have a section called “Appraisal”.  When filing home insurance claims, if parties cannot agree on the amount of loss, either party can demand appraisal. Call us we can help 215.364.4546

Insurance Estimates – No matter what type of damage you have sustained to your property we can provide a very detailed and specific estimate with our real time up to date estimating program. Most contractors haven’t a clue about unit cost estimating systems used specifically for the insurance industry or for that matter what you are entitled as the named insured…we do!

Consultation Services – We will provide you with individualized service, home insurance claim advice, and professional expertise that comes with 16 years of full time experience- our specialty is personal service and excellent service.

Do-it-Yourself Complete Claim Kits – Property Claim Tips, LLC experts have skillfully designed a home owners insurance claims kit for one purpose- helping guide you through the maze of making a home insurance claim. Negotiating your own loss can be complex and it is easy to overlook details that could cause you to miss out on reimbursement that you are entitled to. Give yourself the advantage you need by utilizing the information and tools they have pre-assembled for you in their home insurance claim kit.

Litigation - Many attorneys use Advocate Public Adjustment, LLC to testify as the expert witness in litigated property claims. Our extensive knowledge of insurance coverage makes us experienced and proficient in this type of legal setting. We bring many years experience and a referral network of attorneys that specialize in this field of practice.

Real Estate Licensee – Rick Kinney is a Pennsylvania Real Estate licensee and that can be very beneficial to you. Rick can keep you updated regarding the industry trends as a Seller, Buyer or Investor regarding real time current market conditions and values.

Your home owner insurance claims are hinged on property value. We can help keep you abreast on your property’s value whether you have sustained damage, or just want to stay current with what your property is worth. Our Professional are the best in the industry, and keep themselves current regarding information about assessing and estimating damage, negotiating your loss and the most recent data concerning what it takes to settle claims in your best interest.

 
HELPFUL LINKS

Pennsylvania Real Estate - http://www.homecatch.com/

Pennsylvania Insurance Department - http://www.ins.state.pa.us/ins/site/default.asp

FEMA - http://www.fema.gov/

American Red Cross - http://www.redcross.org/

Weather – storm dates -  http://www.weather.gov/climate/index_nonjs.php?wfo=phi

Mold Problem - www.propertyclaimtips.com/needhelp.html?state=PA

Need an Attorney  - www.propertyclaimtips.com/needhelp.html?state=PA

Need a Contractor - www.propertyclaimtips.com/needhelp.html?state=PA

Pennsylvania Attorney General - http://www.attorneygeneral.gov/

Pennsylvania Building Codes -  http://www.dli.state.pa.us/landi/cwp/view.asp?a=310&q=210892

Insurance Information Institute - http://www.iii.org/

Bucks County  - http://www.buckscounty.org/news/2005/2005-09-07b.aspx

Montgomery District Attorney - http://www.montcopa.org/DA/chiefdetectivebio.htm

Philadelphia District Attorney  - http://www.ojjdp.ncjrs.gov/index.html

Bad Faith Insurance Companies - http://www.badfaithinsurance.org/indexdetaillist.html

Allstate Insurance Sucks - http://www.allstateinsurancesucks.com/

Worst Insurance Companies - http://www.badfaithinsurance.org/indexdetaillist.html

Pennsylvania Newspapers -  http://www.floridalink.com/links/pennsylvania.htm

PA Department of State - http://www.dos.state.pa.us/bpoa/site/default.asp

Salvation Army -  http://www.salvationarmyusa.org/usn/www_usn.nsf

Want to become a public adjuster? - http://www.ins.state.pa.us/ins/cwp/view.asp?a=1331&q=544750

EBay - http://ebay.com/

Home Depot - http://www.homedepot.com/

Lowe’s Home Improvements - http://www.lowes.com/

WHAT TYPES OF CLAIMS ARE COVERED UNDER THE TYPICAL INSURANCE POLICY?
 
Great question…that really depends on the insurance policy you purchased. This is why we offer a FREE Policy Evaluation.

Have questions…Ask the Public Adjuster click here

Click here to see how our Claims Kit can empower you.

Service Areas:

Philadelphia, PA Bucks County Levittown Doylestown Quakertown 
Montgomery Huntingdon Valley Norristown
Delaware County
Broomall
Upper Darby
Chadds Ford